IQ Business Account is a package of comprehensive banking products and services linked to a current account and designed to make managing and controlling your business finances easier. You choose the variant of IQ Business Account that suits you best, so that it accurately meets the needs of your business.
Who is IQ Business Account intended for?
It is designed for entrepreneurs (natural persons) and for smaller and midsize businesses (legal persons) with a turnover of up to 30 million.
Benefits of IQ Business Account:
Regardless of the variant you opt for, the following will be provided free of charge*:
- the opening, maintenance of the master account
- the opening and maintenance of a deposit account so that you receive a return on your available funds
- account statements sent by post at the frequency of your choice
- incoming payments in CZK credited to accounts held in the domestic currency
- standing order setting via internet or electronic banking
- savings accounts with advantageous rate and maturity at your choice
* Each variant of IQ Business account is charged according to the frequency of the main account statements' delivery. More information can be found in the List of Fees.
What are the options you can choose from?
You can choose a variant of IQ Business Account based on how often you make domestic or foreign payment transactions, whether you prefer to visit the branch in person or need to have access to your accounts 24 hours a day via Internet banking, how many payment cards you need at your company, etc.
You have three different account variants (levels) to choose from. You can move freely among these variants and switch between them according to the current needs of your business without having to change your account number. Account maintenance fees are based on the option selected and the frequency at which statements are sent.
BASIC:
Designed for less active clients who place instructions for payment orders in person directly at their branch and do not need other products and services for their corporate finances.
STANDARD:
This account is designed for clients who actively use their account to make transactional banking, prefer to control their account via Internet banking, and use payment cards to handle their cash or for retail payments. This option is suitable for midsize outfits with up to hundred transactions a month, mostly in domestic currency.
COMFORT:
Offers very active clients a comprehensive set of services for the management of their corporate finances. It is particularly suitable for medium-sized businesses that want to manage their accounts via Internet or electronic banking and use payment cards to handle their cash or for retails payments. It is the ideal solution for companies which carry out more than a hundred transactions a month in domestic and foreign currency and which require additional customized services.
Terms of eligibility:
To open an account a minimum deposit of just CZK 1,000, or the equivalent in foreign currency, is required.
How to obtain IQ Business Account
Call us on 844 844 822 from Monday to Friday, and we will be in touch within 24 hours on working days. Or visit any branch of the bank - selected branches are ready to serve you at weekends.
