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Welcome to LBBW Bank CZ a.s.

IQ Business Savings Account with Notice Period

Do you have available funds you do not need at the moment, or are you left with a certain sum on your business account every month? Do you want to increase the value of your money using a risk-free high-quality product? Take advantage of our free offer of IQ Business Savings Account with one-month notice period in Czech crowns or EUR.

What is the IQ Business Savings Account

IQ Business Savings Account is a product designed for all entrepreneurs and companies with a turnover up to CZK 300 million. Any sum can be deposited to an IQ Business Savings Account at any time in cash, by a transfer of funds, or using a recurring payment order from a current account maintained at LBBW Bank or at another financial institution. All deposits are free of charge.

Advantages of the IQ Business Savings Account

  • No account maintenance fee
  • Special interest rate*
  • Interest credited monthly
  • Incoming domestic payments and CZK cash deposits free of charge**
  • Account access available at any LBBW Bank branch
  • No need to have an LBBW Bank current account (you do not have to change your bank)
  • Free Internet banking that includes information services (you will have account balance information available 24 hours a day)
  • Monthly account statements sent by mail or email free of charge

* Actual interest rates are announced in the Table of Interest Rates for Entrerpreneurs and Small Business on page 3
** Applies to savings accounts denominated in CZK.

Additional Information

  • The interest rate for IQ Business Savings Account fluctuates depending on market developments
  • Withdrawals from the Business Savings Account are subject to a one-month notice period; a penalty fee is charged for early withdrawals

Requirements for opening an IQ Business Savings Account

Self-employed person

  • One valid identification document
  • Abstract from the Trade Licensing Register not older than three months or
  • Business license in the form of a certificate of membership in a professional association
  • Certificate of allocation of Identification Number issued by the Czech Statistical Office (if the business license does not contain information on allocation of Identification Number)

Self-employed person registered in the Commercial Register and legal entity

  • One valid identification document identifying the self-employed person or the statutory representative
  • Certificate of incorporation issued by the Commercial Register not older than three months

Authorized person

  • One valid identification document

Note: An identification document is a personal identification card or a passport; foreigners must present a passport with (i) valid long-term visa or (ii) valid residency permit

More Resources

For detailed information about the LBBW Business Savings Account, call 800 700 800 or visit any LBBW Bank branch.

IQ Business Savings Account with Notice Period


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06-18-2013

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