Info line 800 700 800
(only in Czech)
Not only easy available financial reserve for your unexpected expenses
With a LBBW Bank credit card, you will be able to forthwith resolve every unexpected situation without corrupting your budget.
How does your LBBW Bank credit card work
You will appreciate your credit card in stores, restaurants, or hotels in making common payments for your social or sporting activities as well as in the event of greater investments. You may pay or disburse cash from ATMs independently of the immediate balance of your current account.
What are the advantages of your LBBW Bank credit card?
Using this international chip credit card, you can repeatedly disburse an interest-free credit up to the amount of the assigned credit limit. You always have available the required amount free of interest, at any time you need it.
- repeated credit limit up to CZK 150,000 without the need to repeatedly prove your income
- immediate and swift access to more funds
- you do not need to have a current account with LBBW Bank
- sending of extracts from the credit account for free, and if used, possibility of administration thereof without fees
- very advantageous interest rate within the credit card market
- you may have up to three credit cards for a credit account
- continuous disbursement of cash from ATMs or at the cashiers worldwide
- safe payments in stores accepting payment cards through up-to-date chip technology
- bargain-package optional insurance alternative (travel insurance and repayment ability insurance)
How am I to repay the disbursed credit limit?
The amount that you disburse through the credit card may be repaid either at once, whereby you use the interest-free period of up to 50 days, or you may repay gradually according to your abilities. The minimum monthly installment is the mere 4 % (at least CZK 200) of the current outstanding amount reported in the credit account balance statement. with each installment, the possibility to disburse the credit. With each installment repaid, the possibility to disburse the credit up to the amount of the permitted credit limit is renewed. With the LBBW Bank credit card, you also gain the very advantageous monthly interest rate at 1.54 p.m.!
What is the interest-free period?
In the event of repayment of the entire outstanding amount before the maturity date stated in the credit account balance statement, you will be charged no credit account interest for the non-cash payments.
Thus, you can easily gain the interest-free period of up to 50 days with the LBBW Bank credit card.
Special offer:
Obtain your LBBW Bank credit card absolutely for free!
- If you spend with the LBBW Bank credit card*) at least CZK 3,000 during the first two months following the establishment of the account, we will remit to you the first annual fee for the administration of such account
- You will be charged no annual fee for the administration of the account in the subsequent years in the event you spend at least CZK 45,000 during the first twelve preceding months using the LBBW Bank credit card*)
*) this is the cumulative disbursement of the credit limit using all cards issued for a single credit account
How do I easily get my LBBW Bank credit card?
That is easy. Please call our free line 800 700 800 and check on the credit limit you can obtain from LBBW Bank. Then, you can make an appointment with a mobile banker or visit any of our branch offices to fill in the application. Please fill in the application for issuance of a credit card and submit the documents required. Your application should be assessed within 24 hours following the submission of all required documents. In the event of approval, you will receive your credit card by mail as a registered consignment containing the PIN code.
What are the conditions?
- Age over 18 years
- Net monthly income over CZK 10,000 (CZK 15,000 for a private entrepreneur)
- Landline at work (or mobile with monthly tariff in case of private entrepreneur)
- Landline at home or mobile telephone
- You must be engaged in your current employment min. three months (3 years of business activity in case of private entrepreneur)
- Submitted application
What do I need to handle this?
If you are an employee:
- two identification documents
- income confirmation
or - last three pay slips
If you are a private entrepreneur:
- two identification documents
- last income tax returns
- certificate from the Financial Authority that you are debt free
Note:
In case your mailing address is different from your permanent residency address, it is necessary to present a document that will prove this mailing
address as correct (i.e. current account statement, elecrticity bill etc.).
See also
You can obtain more detailed information on your credit card for free at the telephone number 800 700 800, or personally at any branch office of LBBW Bank.
