Property type
- Family house
- Apartment
- Empty building lot (no structure) ***)
- Empty building lot (structure included) ***)
- Apartment house
- Commercial building with dwellings
- Building for individual recreation *) ***)
- Simple structure **)
- Collective accommodation and recreation building (hotel, bed&breakfast, mountain hotel etc.) ***)
- Non-residential building *)***)
- Commercial building without dwellings *)***)
- Service and civic amenities building (restaurant, supermarket etc.) *)***)
* This type of collateral can be used on condition that it is approved based on an assessment of a Bank analyst.
** Cannot be used separately but only as an addition to another collateral.
*** Cannot be used for American Mortgage.
Property Insurance
The mortgaged property must be insured and the indemnity blocked in favor of the Bank.
- The property can be insured with any insurance company.
- The insured sum must correspond to the minimum loan value.
- The insurance must include insurance against all natural disasters.