I. Current, Deposit and Savings Accounts, Cheques
| A.FREE IQAccount - product package |
in CZK |
| Opening of the account |
free of charge |
| Maintenance of the account |
free of charge |
| Account closing |
free of charge |
| Minimum balance |
500,- |
| FREE IQAccount product package includes: |
| Current account |
free of charge as a part of the package |
| LBBW Direct |
free of charge as a part of the package |
| 1 debit payment Maestro card |
free of charge as a part of the package |
| Account statement |
| Account statement in electronic or paper form |
free of charge |
| Account statement in paper form sent by post:* |
|
| - monthly |
15,- |
| - quarterly |
5,-** |
| - yearly |
free of charge |
| Providing account balance information over the telephone |
free of charge |
* The fee for sending account statement is charged monthly as a part of the account maintenance fee.
** Fee for quarterly statement is charged monthly.
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| B. 5 for 50 Account - product package |
in CZK |
| Opening of the account |
free of charge |
| Maintenance of the account |
50,- monthly |
| Account closing |
free of charge |
| Minimum balance |
500,- |
| Account statement |
| Account statement in electronic or paper form |
free of charge |
| Account statement in paper form sent by post:1) |
|
| - monthly |
15,- / free of charge as a part of the package2) |
| - quarterly |
free of charge |
| Product package 5 for 50 Account includes: |
| Basic products/services: |
| Current account |
free of charge as a part of the package |
| 1 x SIPO monthly |
free of charge as a part of the package |
| All recurring payment orders within a bank entered by electronic means |
free of charge as a part of the package |
| Optional product/services, from which customer chooses five (5)3): |
| LBBW Direct |
free of charge as a part of the package |
| 1 debit payment card MasterCard Standard |
free of charge as a part of the package |
| 1 additional/second debit payment card on demand of customer |
half of the monthly fee |
| Monthly account statement sent by post |
free of charge as a part of the package |
| IQkredit |
free of charge as a part of the package |
Five (5) monthly outgoing domestic
payments in CZK entered by electronic means
(standard one-time and recurring payments) |
free of charge as a part of the package4) |
| Four (4) direct debit transactions (monthly) in CZK |
free of charge as a part of the package |
| Connection with LBBW Savings Account in CZK based on automatic transfers |
free of charge as a part of the package |
| Automatic transfers between 5 for 50 Account and LBBW Savings Account |
free of charge |
| Change of 5 selected srevices |
20,- for newly chosen service |
| Change in limit in case of connection with LBBW Savings Account |
free of charge |
| Providing account balance information over the telephone |
free of charge |
| 1. Special Offer - 5 for 50 Account - for Professional Account owner or self-employed person (freelance professions) |
| Maintenance of the account |
50,- monthly/ 70,- monthly5) |
| Product package includes: |
| Basic products/services: (see above) |
| Optional product/services, from which customer chooses seven (7)3): |
| LBBW Direct |
free of charge as a part of the package |
| 1 debit payment card MasterCard Standard |
free of charge as a part of the package |
| 1 debit payment card MasterCard Gold |
free of charge as a part of the package5) |
| 1 additional/second debit payment card on demand of customer |
half of the monthly fee |
| Monthly account statement sent by post |
free of charge as a part of the package |
| IQkredit |
free of charge as a part of the package |
| Five (5) monthly outgoing domestic payments in CZK entered by electronic means (standard one-time and recurring payments) |
free of charge as a part of the package4) |
| Four (4) direct debit transactions (monthly) in CZK |
free of charge as a part of the package |
| Automatic transfers between 5 for 50 Account and LBBW Savings Account |
free of charge as a part of the package |
1) The fee for sending account statement is charged monthly as a part of the account maintenance fee.
2) In case of choosing monthly account statements as optional service.
3) In case of selecting of additional product/service above the five (seven in case Special Offer) optional product/services, this product/service is subject to a fee in accordance to the valid List of Fees for this product/service.
4) This service can be selected three times; each of them will be counted as one service.
5) In case of selecting of payment card MasterCard Gold (Special Offer) is monthly fee for Maintenance of the account CZK 70.
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| C. VIP Account - a package product for Private Banking clients |
in CZK |
| Opening of the account |
free of charge |
| Maintaining an account |
free of charge* / 499,- |
| Account closing |
free of charge |
| Monthly account statement sent by post** |
free of charge |
| The following products and services are included in VIP Account: |
| Providing account balance information over the telephone |
free of charge |
| Opening, maintenance and closing of up to three (3) current accounts in CZK or in another currency (according to the standard offer of the bank) |
free of charge |
| Opening, maintenance and closing of an investment account |
free of charge |
| Opening, maintenance and closing of an LBBW Savings Account including automatic transfers between the VIP Account and the LBBW Savings Account |
free of charge |
| Opening, maintenance of a deposit account |
free of charge |
| Payment Cards |
| Issue and administration of a payment card MasterCard Gold |
free of charge |
| Issue and administration of a payment card MasterCard Standard |
free of charge |
| Internet Banking - LBBW Direct |
| Set up and administration fee |
free of charge |
| Domestic payments and settlements in CZK |
| Incoming payment to the main account |
free of charge |
| All the outgoing domestic payments from the main account*** and all the domestic payments within the bank |
free of charge |
| Entry, change, and cancellation of recurring payment orders via Internet Banking |
free of charge |
| Cash transaction |
| Cash deposits |
free of charge |
| VIP overdraft |
| VIP overdraft granting |
free of charge |
| Cancellation, limit increase or decrease of the VIP overdraft |
free of charge |
* In case client's assets in the bank exceed the value of 3 mil. CZK
** From all the accounts kept within the VIP Account package
*** Concerns payments placed as a one time/batch payment order or a standing order,
in both cases via electronic banking
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| D. IQAccount (not offered anymore) |
in CZK |
| Opening of the account |
free of charge |
| Maintaining an account |
free of charge |
| Account closing |
free of charge |
| Account statement |
| - sent by post monthly |
free of charge |
| - sent by post more frequently |
10,- |
| - picked-up at the branch - monthly per account |
50,- |
| Urgent transfer from savings account to current account and withdrawal or transfer of finance |
0,2 % from the value of the transfer |
| Providing account balance information over the telephone |
30,- monthly |
| Changes to limits, frequency and type of automatic transfers |
30,- |
| Transfer between current account and savings account (I am saving) |
free of charge |
| Transfer between current account and savings account (I am paying) |
free of charge |
| Transfer between current account and savings account (I am watching) |
free of charge |
| Debit cards |
monthly |
| Maestro |
20,- |
| MC Standard |
50,- |
| MC Gold |
300,- |
| Express card issue |
2.000,- |
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| E. Package account (not offered anymore) |
|
| Introduction of the account |
free of charge |
| IQAccount + LBBW Direct + 1 debit card - Maestro |
45,- monthly |
| IQAccount + LBBW Direct + 1 debit card - MC Standard |
69,- monthly |
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| F. Opening, maintenance and closing of current accounts |
|
| Opening an account in CZK |
free of charge |
| Opening an account in foreign currency |
free of charge |
| Maintaining an account (including sub-accounts) |
100,- p.m. |
| Closing an account |
free of charge |
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| G. LBBW Internet Banking |
|
| Internet banking activation |
free of charge |
| Fee for the Internet Banking Service |
free of charge |
| Each user shall receive one chip card reader free of charge |
|
| Issue of additional chip card reader (in case of destruction or loss) |
230,- + VAT (19 %) |
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| H. Services related to transfers and payments realized on accounts |
|
| - mail box |
individual price list available at each branch if boxes at disposal |
| - hold mail |
50,- p.m. |
| Blocking of a current account upon account holder's request/cancellation of blocking of current account |
100,- |
| Issuance of code card "TAN list" for fax contract |
100,- |
| Confirmation of account balance |
150,- |
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| I. Services related to statements of current accounts and bank confirmations |
|
| Each statement mailed |
free of charge |
| Statement of account sent by post daily |
150,- |
| Statement of account picked-up at the branch - for each statement |
50,- |
| Extra copies of account statement - current year |
100,- |
| Extra copies of account statement - previous years |
500,- |
| Assignment of deposit |
1 000,- |
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| J. Deposit and savings accounts |
| Opening of the deposit account |
free of charge |
| Maintenance of the deposit account |
free of charge |
| Account statement |
free of charge |
| 1. LBBW savings account in CZK |
| Opening of LBBW savings account |
free of charge |
| Maintenance of LBBW savings account |
free of charge |
| Cancellation of LBBW savings account |
free of charge |
| Minimum balance |
500,- |
| Account statement |
| Account statement in electronic or paper form |
free of charge |
| Account statement in paper form sent by post:1) |
|
| - quarterly/yearly |
free of charge |
| - monthly |
15,- |
| Internet banking activation |
free of charge |
| Fee for the Internet Banking Service |
free of charge |
| Incoming payments |
free of charge |
| Outgoing payments (entered in paper2) and electronic form) |
10,- per transaction |
| Other payments and settlements follows part II. Of Standard List of Fees and Commissions
for Individual Banking - Payments and Settlements in CZK, Clean Payments in Foreign Currencies. |
| Cash deposits |
free of charge |
| Cash withdrawals2) |
30,- per transaction |
1) The fee for sending account statement is charged monthly as a part of the account maintenance fee.
2) Applies only to accounts opened through the LBBW Bank branch network.
| 2. LBBW savings account in EUR |
| Opening of LBBW savings account |
free of charge |
| Maintenance of LBBW savings account |
free of charge |
| Cancellation of LBBW savings account |
free of charge |
| Minimum balance |
20 EUR |
| Account statement |
| Account statement in electronic or paper form |
free of charge |
| Account statement in paper form sent by post:* |
|
| - quarterly/yearly |
free of charge |
| - monthly |
15,- |
| Internet banking activation |
free of charge |
| Fee for the Internet Banking Service |
free of charge |
| Other payments and settlements follows part II. of Standard List of Fees and Commissions
for Individual Banking - Payments and Settlements in CZK, Clean Payments in Foreign Currencies. |
| Cash transactions follows part III. of Standard List of Fees and Commissions for Individual
Banking - Cash Transactions. |
* The fee for sending account statement is charged monthly as a part of the account maintenance fee.
| 3. IQ MAXI Deposit |
| Opening and administration |
free of charge |
| Early termination fee |
2 % of deposit value** |
* Applies only to accounts opened through the LBBW Bank branch network.
** If a deposit is terminated prior to the agreed period, a penalty fee of 2 % of the deposited sum
applies or the client loses the right to interest accrued on the deposited sum, depending on the variant selected
by the client in the applicable IQ MAXI Deposit agreement. Partial withdrawals are not allowed.
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| K. Cheques |
|
| Domestic cheque collection |
0,25 % min. 500,- max. 2.000,- |
| Collection by cash letter |
1 % min. 500,- max. 3.500,- |
| Foreign cheque collection |
0,5 % min. 700,- max. 3.000,- |
| Collection for non-customers |
0,2 % min. 1.500,- |
| Issuing of bank cheque |
1 % min. 500,- max. 3.000,- |
| Collection of cheques payable at LBBW Bank CZ a.s. |
0,25 % min. 500,- max. 2.000,- |
| Returned (unpaid) cheque |
500,- + bank's expenses + fees of other banks |
| Investigation of cheques |
300,- + bank's expenses + fees of other banks |
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| L. Travellers cheques |
|
| Sale of travellers cheques |
1 % min. 50,- |
Repurchase of travellers cheques bought from our bank
(paid out in CZK only) |
2 % min. 100,- max. 3.000,- |
| Purchase of cheques |
2 % min. 100,- max. 3.000,- |
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II. Payments and Settlements in CZK, Clean Payments in Foreign Currencies
A. Domestic payments and settlements in CZK
(valid for payments from CZK accounts to CZK accounts) |
|
| Incoming payments |
| Single payment |
2,- |
| Single payment within the bank |
free of charge |
| One-off fee for introduction of direct debit |
free of charge |
| Amendment/cancellation of direct debit |
30,- |
| Outgoing payments |
| Outgoing order |
20,- |
| Establishment of standing order |
free of charge |
| Change of instruction of standing order |
30,- |
| Transfer within the bank from CZK account to CZK account (payer and recepient side) |
10,- |
| Express / urgent transfer |
300,- |
| Standing payment order |
5,- |
| Direct debit, SIPO |
5,- |
| Request for direct debit |
20,- |
| Internet Banking |
| Outgoing payment |
5,- |
| Standing payment order within the bank |
free of charge |
| Standing payment order to other domestic bank |
5,- |
| Transfer within the bank from CZK account to CZK account (payer and recepient side) |
free of charge |
| Transfer within the bank from CZK account to CZK account - other payer´s account |
free of charge |
| Express / urgent outgoing domestic payment delivered electronically |
300,- per item |
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B. Foreign and foreign currency payments
(for foreign payments, payments in foreign currency, payments to the debit of foreign currency
accounts or payments in favour of foreign currency accounts) |
|
| Outgoing foreign payments |
0,9 % min. 500,- max. 2.200,- |
| Establishment of standing order |
100,- |
| Change of instruction of standing order |
100,- |
| Standing order execution |
0,9 % min. 500,- max. 2.200,- |
| Incoming foreign payments |
0,9 % min. 350,- max. 2.200,- |
| Incoming LBBW euro payments* |
200,- per transaction |
| Incoming foreign payments for non-customers |
0,9 % min. 500,- max. 2.200,- |
| Transfer within the bank from foreign currency account to CZK account |
10,- |
| Transfer within the bank in favour of foreign currency account |
free of charge |
| Incoming payment in CZK from another domestic bank in favour of foreign currency account |
10,- |
| Express / urgent outgoing foreign payment delivered on paper application |
standard fee + 500,- |
| Internet Banking |
| Outgoing foreign payments |
0,9 % min. 350,- max. 2.000,- |
| Transfer within the bank |
free of charge |
| Payment order in CZK from foreign currency account to another domestic bank |
7,- |
| Express /urgent outgoing foreign payment delivered electronically |
standard fee + 500,- |
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| C. Issuing of receipt for payments carried out/ received |
|
| By ordinary mail / personally at reception desk |
150,- |
| By fax / SWIFT |
200,- |
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| D. Other services |
| Additional information about payment/request for investigation |
300,- |
| Suspended payment notification |
30,- per item |
| Rejected / cancelled payment notification |
60,- per item |
*
- the payment currency must be EUR
- the payment amount may not exceed EUR 12.500
- the payment must be originated in a member state of the EU and be destinated for the member state of the EU
- the fee instruction must be "SHA" (fee splitting)
- the payment must contain the valid IBAN of the beneficiary
- the payment must contain the valid BIC of beneficiary`s bank
- the payment must not contain any additional information for the bank
- the information on the payment order must be precise and may not lead to inquiries
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III. Cash Transactions
| A. Cash transactions |
in CZK |
| Cash deposits |
free of charge |
| Deposit of bigger number of coins (over 500 pieces) |
1 % min. 100,- |
| Cash withdrawals |
30,- flat |
| Withdrawal of bigger number of coins (over 500 pieces) |
1 % min. 100,- |
| Cash processing |
1.500,- for each 1 Mio CZK |
| Not advised withdrawal according to the bank's business terms and conditions |
0,2 % |
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| B. Cash transactions in foreign currencies |
|
| Cash deposits |
free of charge |
| Cash withdrawals |
1 % / over 0,5 Mio 0,5 % |
| Cash processing |
1.500,- for each 1 Mio CZK |
| Not advised withdrawal according to the bank's business terms and conditions |
0,4 % |
| Not realised withdrawal |
0,4 % |
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| C. Foreign exchange - according to foreign exchange list of LBBW Bank CZ a.s. |
|
| CZK to foreign currencies (we sell) |
free of charge |
| Foreign currencies to CZK (we buy) |
1 % min. 50,- max. 3.000,- |
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| D. Other cash services |
|
| Foreign exchange of damaged banknotes |
10 % |
| Exchange of banknotes (interchange, change etc.) |
5 % min. 25,- max. 1.000,- |
| Incoming payment collectable in cash only |
1 % min. 500,- |
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IV. Credit Facilities and Business Services
| A. Personal loan and IQloan* |
in CZK |
| Personal loan and IQloan granting |
1 % of provided amount |
| Maintenance of credit account |
50,- per month |
| Early repayment |
free of charge |
| Extraordinary loan repayment |
500,- |
| 1st reminder fee |
300,- |
| 2nd and 3rd reminder fee |
500,- |
| Breach of conditions of early repayment |
500,- |
| Fee for cancelling schedule of due dates initiate by bank |
500,- |
*products are not offered since 2. 11. 2009
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| B. Loans |
|
| Interest rate |
to be agreed depending upon market conditions and maturity date |
Commitment fee calculated on the non-drawn amount
of the loan |
1 % p.a. charged quarterly |
| Other fees |
individually |
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| C. IQkredit - overdraft |
|
| Loan application and evaluations |
free of charge |
| IQkredit granting, maintenance - within package account* free of charge |
free of charge |
| IQkredit granting |
200,- |
| Maintenance of IQkredit account - monthly |
15,- |
| IQkredit limit decrease, customer request |
free of charge |
| IQkredit limit increase, customer request |
200,- |
| IQkredit cancellation |
free of charge |
| |
|
| Permitted limit on current account excess |
200,- |
| 1st reminder fee |
300,- |
| 2nd and 3rd reminder fee |
500,- |
* 5 for 50 account, IQAccount
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| D. Mortgages |
|
| Fee for granting a mortgage |
0.4 % of the amount granted* |
| Fee for granting a mortgage - Mortgage of mortgages |
0,- |
| Fee for granting a mortgage - IQ Mortgage Energy |
0,- |
| Mortgage administration fee |
150,- per month |
| |
|
| Gradual drawdown (one instalment of a mortgage is any and all resources drawn on one working day) |
first 3 instalments: 0,- each further instalment: 500,- |
| Fee for failing to exhaust the agree amount of the mortgage, where more than 50 % of the agreed amount of the mortgage or an amount exceeding CZK 1.000.000 is not drawn |
5 % from undrawed amount of the mortgage |
| |
|
Production of a Construction Report by an internal supervisor
from the bank |
1.000,- |
Estimate of the normal price of the property (apartment), drawn
up by an internal supervisor from the bank |
from 3.000,- to 4.000,- |
| Estimate of the normal price of the property (house), drawn up by an internal supervisor from the bank |
from 4.000,- to 5.000,- |
| |
|
| Fee for first reminder of non-compliance with the terms of payment of the credit agreement |
300,- |
| Fee for the second and third reminders of non-compliance with the terms of payment of the credit agreement |
500,- |
| Fee for a reminder of non-compliance with the terms of the credit agreement not related to payment |
200,- |
| Breach of conditions of premature repayment |
500,- |
| Premature payoff when the time of fixation expired |
free of charge** |
| Lump sum reimbursement of costs of the bank for hedging in case of premature payoff during time of fixation |
2 % from the premature repaid amount***
0 % from the premature repaid amount corresponding with the amount
of subsidy within "Green for savings" project providing by State
Environmental Fund - SEF |
| Change of the contract conditions |
2.000,- |
| Fee for cancelling schedule of due dates initiated by bank |
500,- |
* min. 9.000 CZK, max. 25.000 CZK
** min. premature repaid amount as of the date of fixation is 10.000 CZK
*** min. 5.000 CZK
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| Tax optimised version - Only for credit concluded up to 28 October 2008 |
|
| Administration fee |
0,- |
| Administration of the morgage |
0,- monthly |
| 1st reminder fee |
300,- |
| 2nd and 3rd reminder fee |
500,- |
| Breach of conditions of premature repayment |
500,- |
| Premature payoff when the time of fixation expired |
free of charge* |
| Lump sum reimbursement of costs of the bank for hedging in case of premature payoff during time of fixation |
3 % from the premature repaid amount** |
| Change of the contract conditions |
2 000,- |
| Fee for cancelling schedule of due dates initiated by bank |
500,- |
* min. premature repaid amount as of the date of fixation is 10 000 CZK
** min. 15 000 CZK
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| E. LBBW Bank CZ a.s. Credit Card |
|
| Annual account administration fee* |
540,- |
| 1. Card transaction fee |
| Payments at merchants |
no charge |
| Domestic ATM withdrawal |
0,5 % min. 50,- |
| Foreign ATM withdrawal |
2,5 % min. 80,- |
| Domestic cash advance |
0,5 % min. 50,- |
| Foreign cash advance |
2,5 % min. 80,- |
| 2. Insurance |
| Travel insurance A - monthly |
38,- |
| Travel insurance B - monthly |
49,- |
| Credit repayment insurance A - % of current balance owed per month |
0,22 % |
| Credit repayment insurance B - % of current balance owed per month |
0,40 % |
| 3. Other fees |
| Card blocking |
0,- |
| Issue of a new card |
200,- |
| Issue of a new PIN |
100,- |
| Issue of a new PIN - personal pickup at branch |
200,- |
| Card cancellation/account closing |
0,- |
| Express card issue |
2.000,- |
| Card entry on Stoplist |
0,- |
| Card unblocking |
100,- |
| Issue of an account statement copy |
40,- |
| Change of data |
0,- |
| Card activation |
0,- |
| 4. Penalties |
| Late payment fee |
200,- |
| Account overdraft fee |
200,- |
| First reminder notice |
100,- |
| Second reminder notice |
200,- |
| Third reminder notice |
300,- |
* The annual fee is charged immediately after opening an account and subsequently after every 12 months with the following exceptions:
a) if transactions at merchants with a summary value of CZK 3,000 are registered on the account within two months of opening, the first annual fee will be refunded
b) the annual fee will not be charged in subsequent years, if transactions at merchants with a summary value of min. CZK 45,000 are registered in the account during the preceding 12 months
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| F. Letters of guarantee |
|
| Issuing of the guarantee |
1.000,- |
| Commitment fee (calculated on the amount) |
individually |
| Amendment fee |
1.000,- |
| Advising of a guarantee sent to us without our confirmation |
1.000,- |
| Discharge the claim |
0,2 % min. 1.000,- |
| Lodge the claim |
0,2 % min. 1.000,- |
| Proposal of wording of guarantee |
2.500,- |
| Cancellation of guarantee before issuance |
2.000,- |
Repeated claim due to not received instructions
(second and following) |
100,- |
| Commitment to issue a guarantee |
individually |
| Administration of guarantee (fee is charged per every commenced month) |
500,- |
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| G. Informational service |
|
| Auditors’ inquiries: |
|
| - client with commitment |
1.500,- flat + VAT |
| - client without commitment |
1.000,- flat + VAT |
| Bank information |
1.000,- flat + VAT |
Other extraordinary services not listed in this List of Charges
- per each commenced 15 min. |
250,- + VAT |
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| H. Special consumer loan* |
|
| Maintenance of credit account |
200,- per month |
| Early repayment |
free of charge |
| Extraordinary loan repayment |
500,- |
| 1st reminder fee |
300,- |
| 2nd and 3rd reminder fee |
500,- |
| Breach of conditions of early repayment |
500,- |
| Fee for cancelling schedule of due dates initiate by bank |
500,- |
* The consumer loan can be provided only to a special group of
clients, ex-employees who end the special employee offers for granting a loan.
This isn't applicable to special promotions for clients with Osobní půjčka,
IQpůjčka products.
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V. Investment Services
| A. BAWAG P.S.K. Invest funds |
|
| 1. Subscription fee |
|
| BAWAG P.S. K. Euro Cash |
10 EUR |
| BAWAG P.S. K. Securo Rent |
max. 2,50 % |
| BAWAG P.S. K. Euro Rent |
max. 2,50 % |
| BAWAG P.S. K. Global Bond |
max. 3,00 % |
| BAWAG P.S. K. Mix Konservativ |
max. 3,00 % |
| BAWAG P.S. K. Mix Ausgewogen |
max. 3,00 % |
| BAWAG P.S. K. Mix Dynamisch |
max. 3,00 % |
| BAWAG P.S. K. Europa Blue Chip Stock Cash |
max. 3,00 % |
| BAWAG P.S. K. Global Stock |
max. 3,00 % |
| BAWAG P.S. K. Amerika Blue Chip Stock |
max. 3,00 % |
| BAWAG P.S. K. Asien Stock |
max. 3,00 % |
| BAWAG P.S. K. Osteuropa Stock |
max. 3,00 % |
| 2. Redemption fee |
free of charge |
| 3. Management fee |
max. 0,3 % p.a. |
| 4. Minimum amount per transaction |
20.000,- CZK |
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| B. The bank's commissions for agency services for trading on the BCPP, a.s |
|
| In addition to fees for agency services for transactions and services paid to
the bank pursuant to parts B and C, the client pays the external fees of the BCPP, UNIVYC and Recording of
investment instruments, pursuant to their current list of rates, if their services were used. Expenses paid by LBBW Bank CZ a.s.
to third parties are added to the transation
fees listed below, if their services were used. |
| 1. Basic List of rates |
| This List of rates is valid for trading in all segments of a stock exchange
market (auction and continual mode of trading, SPAD). |
| Trading Volume |
Commission amount |
| CZK 0 - CZK 100 000 |
50,- + 0,75 %
of the trade volume |
| CZK 100 001 - CZK 1 000 000 |
450,- + 0,35 %
of the trade volume |
| CZK 1 000 001 CZK - and over |
1.450,- + 0,25 %
of the trade volume |
| The commission is charged from each fully and partially satisfied
instruction - separately for the individual titles of the securities and separately for each individual and
partially satisfied instruction. |
| 2. Direct trades |
| Minimum volume for conducting a direct trade on the BCPP is CZK 200 000 |
| Settlement of direct trade agreed by the client |
500,- + 0,05 %
of the trade volume |
| |
|
| 3. Bond trading |
|
The fee for bond trade is set at 50 % of the fee calculated pursuant to
the basic list
of rates (B.1.). |
| |
|
| 4. Disposal of paper securities |
Deposit/withdrawal of paper deposits to/from the stock
exchange depository (ISIN) |
500,- |
Deposit/withdrawal of cut coupons to/from the stock
exchange depository (ISIN) |
500,- |
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| C. Joint provisions for trading on BCPP, a.s. |
|
| Cancellation of client's instructions |
50,- |
| Blocking of securities for ISIN (according to current list of rates) |
41,- |
| Cancellation of securities blocking for ISIN (according to current list of rates) |
29,- |
Fee to bank for agency services for payment of yields from
paper securities |
200,- |
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| D. Foreign funds |
|
| 1. Via BAWAG P.S.K. Gruppe |
| Purchase |
| Trade volume (in EUR and equivalent) |
| EUR 2 500 - and over |
individual |
| Sale |
0,3 % |
| 2. Via other investment company |
| Trade volume |
individual in accordance with the terms and conditions of the investment company |
| Purchase |
individual in accordance with the terms and conditions of the investment company |
| Sale |
individual in accordance with the terms and conditions of the investment company |
| Management fee |
max. 0,3 % p.a. |
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| E. Foreign shares and bonds |
|
| Shares |
| min. volume EUR 3.000 |
0,3 %* of trade volume, min. 1.500,- |
| Bonds |
| min. volume EUR 15.000 |
0,2 %* of trade volume, min. 1.200,- |
| min. volume EUR 400.000 |
0,1 %* of trade volume |
* Expenses paid by LBBW Bank CZ, a.s. to third parties are added to the transaction fees listed above.
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| F. Repo transactions |
|
| Fee for each repo transaction with shares (counterparty is always LBBW Bank CZ a.s. ) |
500,- |
| Sending / margin call |
150,- |
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| G. Joint provisions for foreign securities |
|
| Management fee |
0,3 % p.a. |
| over EUR 50.000 |
individual |
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| H. Joint provisions for domestic and foreign securities |
|
| Conclusion of commission Agreement |
free of charge |
| Submission of binding instructions |
free of charge |
| Cancellation of uncovered purchase/sales instructions by bank |
100,- |
| Instructions not carried out |
free of charge |
| Fee for preparing confirmation/notice - first copy |
free of charge |
| Fee for preparing confirmation/notice - each additional copy |
50,- |
Fee for the provision of other information with securities trading
in written form |
50,- |
| Fee for sending confirmation/notice by fax |
100,- |
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VI. Payment Cards
| A. Payment Card Usage Fees |
in CZK |
| 1. Card Issue |
free of charge |
| 2. Monthly Fee |
| Maestro |
20,- |
| MasterCard Standard |
50,- |
| MasterCard Gold |
300,- |
| Additional Fee for Express Card Issue (with PIN code within 48 hours) |
2.000,- |
| 3. Limitations to Payment Card Usage |
| Card Blocking |
0,- |
| Entry on Stoplist |
0,- |
| Automatic transfer from Card Blocking to Stoplist |
0,- |
| Card Unblocking |
100,- |
| 4. Travel and Accident Insurance (only embossed MasterCard cards) |
| Travel and accident insurance for card holder |
in price of the card |
| Family Tarif Standard (family insurance) / only to MC Standard |
20,- p.m. |
| Family Tarif Comfort (family insurance) / only to MC Gold |
35,- p.m. |
| 5. Other Services |
| Mailing of forgotten PIN code |
100,- |
| Repetitive PIN code generation with personal acceptance |
200,- |
| Additional statement of transactions |
40,- |
| Renewal of a valid Card (in case of change of embossed data on the card or if it was
damaged by cardholder) |
200,- |
| Change of Card data |
20,- |
| Express change of the Card limit (within 1 hour) |
200,- |
| Issue of a Replacement Card abroad |
4.000,- |
| Issue of emergency cash abroad |
3.500,- |
| Request for supplementary transaction documentation |
300,- |
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| B. Payment Card Transactions Fees |
|
| Cash withdrawals at ATMs |
| ATM Domestic |
6,50 |
| ATM Abroad |
2,5 % min. 80,- |
| Cash withdrawals at cash counters |
| Cash Advance Domestic |
20,- + 0,45 % of the amount |
| Cash Advance Abroad |
2,5 % min. 80,- |
| Payments at merchant |
free of charge |
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| C. American Express |
|
| Issuance Fee (one-of fee) |
80,- USD |
| Personal card (yearly) |
100,- USD |
| Gold Card (yearly) |
200,- USD |
| Platinum Card (yearly) |
400,- USD |
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VII. Other Services
| A. Hiring of safe deposit boxes |
individual price list available at each branch (according to size range of boxes) |
| |
in CZK |
| Advance payment for lending of two keys |
1.000,- |
| Late vacation of safe deposit box after the contract expiration |
5.000,- |
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| B. Mail boxes |
|
| Using the hold mail box |
individual price list available at each branch if boxes at disposal |
| Advance payment for lending of two keys |
1.000,- |
| Late vacation of safe deposit box after the contract expiration |
5.000,- |
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| C. Escrow Account |
|
| Fee for Providing and Maintenance of Escrow Account |
5.000,-
over 1.000.000,- 5.000,- + 0,1 % of total amount* |
| Checking of the documents |
1.000,- |
| Change of agreement - amendment fee |
2.000,- |
| Confirmation for Foreign Police |
| Handling commission |
300,- flat |
* to be agreed individually (in extraordinary cases)
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VIII. Miscellaneous
For operations not mentioned above, the bank will charge a fee based on the amount of time involved
in handling such operations and on the level of risk to be undertaken by the bank.
With regard to all these operations, we will debit the customer’s current account for all postal
communication and other costs such as taxes or other expenses paid by the bank.
At any moment the bank may replace this List of fees and commissions by an updated version which
will come into force the day after publication.
Fees and commissions are in CZK unless otherwise stated. Spot middle rate valid at the day
of processing is used to convert all fees stated in CZK and booked in a foreign currency.
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