Overview of Accepted Collateral - housing and purpose other than housing
Type of property
- Family house
- Apartment
- Building lot (with no structure)
- Building lot (with a structure)
- Apartment building
- Commercial building with dwellings
- Facility for individual recreation
- Simple structure (cannot be used separately - can only be used as additional collateral)
- Facility for collective accommodation and recreation (hotel, pension, chalet, etc.)
- Commercial space
- Commercial building without dwellings
- Facility with service outlets and civic amenities (restaurant, supermarket, etc.)
Overview of Accepted Collateral - General Purpose
Type of Property
- Family house 100% used as the applicant's dwelling
- Apartment 100% used as the applicant's dwelling, panel-building apartment maximum 90%
- Apartment building
- Commercial building with dwellings
Property Insurance
The mortgaged property must be insured throughout the loan repayment period and insurance indemnity must be blocked in favor of the bank.
- an insurance policy can be obtained from any insurance company
- the sum insured must correspond to the minimum loan amount
- the insurance must include comprehensive natural disaster coverage