Property type
- Family house
- Apartment
- Empty building lot (no structure)
- Empty building lot (structure included)
- Apartment house
- Commercial building with dwellings
- Building for individual recreation *)
- Simple structure **)
- Collective accommodation and recreation building (hotel, bed&breakfast, mountain hotel etc.)
- Non-residential building *)
- Commercial building without dwellings *)
- Service and civic amenities building (restaurant, supermarket etc.) *)
* This type of collateral can be used on condition that it is approved based on an assessment of a Bank analyst.
** Cannot be used separately but only as an addition to another collateral.
Property Insurance
The mortgaged property must be insured and the indemnity blocked in favor of the Bank.
- The property can be insured with any insurance company.
- The insured sum must correspond to the minimum loan value.
- The insurance must include insurance against all natural disasters.